John has two ATM transactions but only one of them has a fee Interac. Why? 1 pta. Interac is an out-of-network ATM and First Bank charges customers if t use out-of-network ATMs.b. First Bank charges customers for using their ATMs.C. Banks charge fees if you take out less than $100 at an ATM machine.d. The first ATM transaction is free but all additional ATM transactions have a fee.