Hailey is considering taking out an 8-year loan with monthly payments of $115 at an APR of 3.2%, compounded monthly, and this equates to a loan of $9728.75. Assuming that Hailey's monthly payment and the APR of the loan remain fixed, which of these is a correct statement? A. If it were a 6-year loan, the amount of the loan that Hailey is considering taking out would be more than $9728.75. B. If it were a 14-year loan, the amount of the loan that Hailey is considering taking out would be less than $9728.75. C. If it were a 12-year loan, the amount of the loan that Hailey is considering taking out would be less than $9728.75. D. If it were a 10-year loan, the amount of the loan that Hailey is considering taking out would be more than $9728.75.